“When an army is overthrown and its leader slain, the cause will surely be found among these five dangerous faults. Let them be a subject of meditation.”

Defeats trace back to these five faults; meditating on them beforehand is cheap insurance.
Chapter 8 ends with a sentence that closes the whole variation argument: when an army is overthrown and its leader slain, the cause will surely be found among these five dangerous faults — let them be a subject of meditation. The claim is total and retrospective: defeats trace to the commander’s character, not to the enemy’s brilliance. The prescription follows: continuous inward study as the final layer of strategy.
A serial founder does a rigorous post-mortem on every failed venture — market timing, product-market fit, funding climate — and the post-mortems are excellent, except for the missing column. Three companies, three failures, one pattern never mentioned: each time, at the inflection, he chose the bold public move that protected his reputation for boldness (fault four, delicacy of honor; occasionally fault one). The investors’ post-mortem includes the column. His doesn’t.
Meditation here is practical, not ceremonial — Sun Tzu wants the faults named, watched, and budgeted for in decision design, not contemplated into serenity. And the meditation must be done before the overthrow; after it, the exercise is called an autopsy. The verse’s quiet horror is the word "surely": the cause was always there, knowable in advance, and simply never looked at.